Student insurance

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Your dream to study in USA has come true.  Congratulations!

To pursue your academic journey in USA, you need to be healthy and safe under the unforeseen situations.

We provide the proper insurance plans for Vietnamese students who are going to study in USA. With a student insurance plan, you will not be worried about a huge medical bill and your stay in a foreign country is much easier.

We make sure your health insurance plan will meet most visa insurance requirements.

We make sure you are able to have affordable health care plans that will meet your school’s unique requirements.

We help you find right plan with right price.

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Price List

 

Student secure

Benefits Smart Budget Select Elite
Certificate Period Maximum $200,000 $500,000 $600,000 $1,000,000
Maximum Benefit
per injury/ illness
$100,000 $250,000 $300,000 $500,000
Deductible
per injury/ illness
Inside PPO Network, Outside USA or at Student Health Center
$50 $45 $25 $25
Deductible
per injury/ illness
All other locations
$100 $90 $50 $50

ER Deductible

claims incurred in the USA

$350 $350 $100 $100
Provider Network Coventry Provider Network
Coinsurance
- Inside the USA
80% Coverage after the Deductible 80% Coverage up to $25,000, then 100% up to the Certificate Maximum, after the Deductible 80% Coverage up to $5,000, then 100% up to the Certificate Maximum, after the Deductible 100% of Eligible Expenses within the PPO
Elsewhere, 80% coverage up to $5,000 then 100% up to the Certificate Maximum, after the Deductible
Coinsurance
- Outside the USA
100% of Eligible Expenses after the Deductible
Hospital Room & Board Average Semi-Private Room Rate, including nursing services
Local Ambulance
per injury/ illness if hospitalized as Inpatient
Up to $300 Up to $500 Up to $750 Up to $750
Intensive Care Unit URC URC URC URC
Hospital pre-certification penalty 50% of eligible medical expenses
Outpatient Treatment URC URC URC URC
Prescription Medication 50% of Actual Charge 50% of Actual Charge 50% of Actual Charge 80% of Actual Charge
Mental Health
- Outpatient
Treatment must not be obtained at the Student Health Center
$50 per day
$500 max. per certificate period
$50 per day
$500 max. per certificate period
Coverage includes drug and alcohol abuse.
80% within the PPO, 60% out of network — Max. 30 days of coverage.
Coverage includes drug and alcohol abuse
Mental Health
- Inpatient
Treatment must not be obtained at the Student Health Center
URC up to $5,000 max. per certificate period URC up to $10,000 max. per certificate period
Coverage includes drug and alcohol abuse.
80% within the PPO, 60% out of network — Max. 30 days of coverage.
Coverage includes drug and alcohol abuse
Dental treatment due to accident No Coverage $250 per tooth
$500Max.
$250 per tooth
$500Max.
$250 per tooth
$500Max.
Dental treatment to alleviate pain
Not subject to deductible or coinsurance)
No Coverage $100Max. $100Max. $100Max.
Pre-existing Condition $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only 12-month waiting period 6-month waiting period 6-month waiting period
Maternity
Maternity care for a covered pregnancy
No Coverage 80% up to $5,000 within the PPO; 60% up to $5,000 outside the PPO 80% up to certificate period maximum within the PPO; 60% up to certificate period maximum outside the PPO
Newborn Care
Routine nursery care of newborn
No Coverage $250Max. $750Max. $750Max.
Therapeutic Termination of Pregnancy

$500 Max.

Physical Therapy & Chiropractic Care $25 per day $50 per day $50 per day $75 per day
Sports Coverage
Max. per injury / illness — Medical expenses only
Intercollegiate, interscholastic, intramural, or club sports
No Coverage $3,000 $5,000 $5,000
Terrorism No Coverage $50,000Max. $50,000Max. $50,000Max.
Emergency Medical Evacuation
Not subject to deductible or coinsurance
$50,000 $250,000 $300,000 $500,000
Emergency Reunion
Not subject to deductible or coinsurance
$1,000 lifetime $1,000 lifetime $5,000 lifetime $5,000 lifetime
Accidental Death & Dismemberment
Not subject to deductible or coinsurance
No Coverage No Coverage Principal Sum $25,000
Death or Loss of 2 limbs – Principal sum;
Loss of 1 Limb – Half of principal sum
Repatriation of Remains
Not subject to deductible or coinsurance
$25,000 $25,000 $25,000 $50,000
Personal Liability
Not subject to deductible or coinsurance
No Coverage No Coverage No Coverage $250,000

 

Worldwide Including the USA

  Smart Budget Select Elite
Under 18 $36.25 $51.25 $103.75 $145.25
18-24 $29.00 $41.00 $83.00 $116.20
25-30 $60.00 $83.00 $175.00 $245.00
31-40 $122.00 $169.00 $355.00 $497.00
41-50 $215.00 $301.00 $631.00 $883.40
51-64 $291.00 $405.00 $850.00 $1190.00

Our Partners

  • North Sydney College English
  • Kings Education
  • Flywire
  • Inus
  • ATS
  • Allianz
  • AHM
  • Bupa
  • Vodafone
  • Global Experience
  • Medibank
  • Study Group
  • Navitas