Your dream to study in USA has come true. Congratulations!
To pursue your academic journey in USA, you need to be healthy and safe under the unforeseen situations.
We provide the proper insurance plans for Vietnamese students who are going to study in USA. With a student insurance plan, you will not be worried about a huge medical bill and your stay in a foreign country is much easier.
We make sure your health insurance plan will meet most visa insurance requirements.
We make sure you are able to have affordable health care plans that will meet your school’s unique requirements.
We help you find right plan with right price.
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Price List
Student secure
| Benefits | Smart | Budget | Select | Elite |
|---|---|---|---|---|
| Certificate Period Maximum | $200,000 | $500,000 | $600,000 | $1,000,000 |
| Maximum Benefit per injury/ illness |
$100,000 | $250,000 | $300,000 | $500,000 |
| Deductible per injury/ illness Inside PPO Network, Outside USA or at Student Health Center |
$50 | $45 | $25 | $25 |
| Deductible per injury/ illness All other locations |
$100 | $90 | $50 | $50 |
|
ER Deductible claims incurred in the USA |
$350 | $350 | $100 | $100 |
| Provider Network | Coventry Provider Network | |||
| Coinsurance - Inside the USA |
80% Coverage after the Deductible | 80% Coverage up to $25,000, then 100% up to the Certificate Maximum, after the Deductible | 80% Coverage up to $5,000, then 100% up to the Certificate Maximum, after the Deductible | 100% of Eligible Expenses within the PPO Elsewhere, 80% coverage up to $5,000 then 100% up to the Certificate Maximum, after the Deductible |
| Coinsurance - Outside the USA |
100% of Eligible Expenses after the Deductible | |||
| Hospital Room & Board | Average Semi-Private Room Rate, including nursing services | |||
| Local Ambulance per injury/ illness if hospitalized as Inpatient |
Up to $300 | Up to $500 | Up to $750 | Up to $750 |
| Intensive Care Unit | URC | URC | URC | URC |
| Hospital pre-certification penalty | 50% of eligible medical expenses | |||
| Outpatient Treatment | URC | URC | URC | URC |
| Prescription Medication | 50% of Actual Charge | 50% of Actual Charge | 50% of Actual Charge | 80% of Actual Charge |
| Mental Health - Outpatient Treatment must not be obtained at the Student Health Center |
$50 per day $500 max. per certificate period |
$50 per day $500 max. per certificate period Coverage includes drug and alcohol abuse. |
80% within the PPO, 60% out of network — Max. 30 days of coverage. Coverage includes drug and alcohol abuse |
|
| Mental Health - Inpatient Treatment must not be obtained at the Student Health Center |
URC up to $5,000 max. per certificate period | URC up to $10,000 max. per certificate period Coverage includes drug and alcohol abuse. |
80% within the PPO, 60% out of network — Max. 30 days of coverage. Coverage includes drug and alcohol abuse |
|
| Dental treatment due to accident | No Coverage | $250 per tooth $500MaximumMax. |
$250 per tooth $500MaximumMax. |
$250 per tooth $500MaximumMax. |
| Dental treatment to alleviate pain Not subject to deductible or coinsurance) |
No Coverage | $100MaximumMax. | $100MaximumMax. | $100MaximumMax. |
| Pre-existing Condition | $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only | 12-month waiting period | 6-month waiting period | 6-month waiting period |
| Maternity Maternity care for a covered pregnancy |
No Coverage | 80% up to $5,000 within the PPO; 60% up to $5,000 outside the PPO | 80% up to certificate period maximum within the PPO; 60% up to certificate period maximum outside the PPO | |
| Newborn Care Routine nursery care of newborn |
No Coverage | $250MaximumMax. | $750MaximumMax. | $750MaximumMax. |
| Therapeutic Termination of Pregnancy |
$500 MaximumMax. |
|||
| Physical Therapy & Chiropractic Care | $25 per day | $50 per day | $50 per day | $75 per day |
| Sports Coverage Max. per injury / illness — Medical expenses only Intercollegiate, interscholastic, intramural, or club sports |
No Coverage | $3,000 | $5,000 | $5,000 |
| Terrorism | No Coverage | $50,000MaximumMax. | $50,000MaximumMax. | $50,000MaximumMax. |
| Emergency Medical Evacuation Not subject to deductible or coinsurance |
$50,000 | $250,000 | $300,000 | $500,000 |
| Emergency Reunion Not subject to deductible or coinsurance |
$1,000 lifetime | $1,000 lifetime | $5,000 lifetime | $5,000 lifetime |
| Accidental Death & Dismemberment Not subject to deductible or coinsurance |
No Coverage | No Coverage | Principal Sum $25,000 Death or Loss of 2 limbs – Principal sum; Loss of 1 Limb – Half of principal sum |
|
| Repatriation of Remains Not subject to deductible or coinsurance |
$25,000 | $25,000 | $25,000 | $50,000 |
| Personal Liability Not subject to deductible or coinsurance |
No Coverage | No Coverage | No Coverage | $250,000 |
Worldwide Including the USA
| Smart | Budget | Select | Elite | |
| Under 18 | $36.25 | $51.25 | $103.75 | $145.25 |
| 18-24 | $29.00 | $41.00 | $83.00 | $116.20 |
| 25-30 | $60.00 | $83.00 | $175.00 | $245.00 |
| 31-40 | $122.00 | $169.00 | $355.00 | $497.00 |
| 41-50 | $215.00 | $301.00 | $631.00 | $883.40 |
| 51-64 | $291.00 | $405.00 | $850.00 | $1190.00 |
