Atlas travel insurance

Atlas Travel

slider-family

Benefits Atlas Travel
Policy Maximum $50,000, $100,000, $200,000, $500,000 or $1,000,000

(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 Limit)

Deductible $0, $100, $250, $500, $1,000 or $2,500

The deductible is due once per certificate period

ER Co-Pay $200 if not admitted to the hospital as an in-patient. Waived for Emergency treatment of injury. Only applies to Claims incurred in U.S. or Canada.
Urgent Care Co-Pay $50 per visit, then coinsurance will apply — Not subject to the deductible. Only applies to Claims incurred in U.S. or Canada.
Provider Network Coventry Provider Network
Coinsurance

- Out of Network inside the USA/ Canada

80% Coverage up to $5,000

100% after up to Policy Maximum

Coinsurance

- Outside the USA/ Canada

- In Network inside the USA

100% Coverage
The following benefits are all subject to the deductible and coinsurance, unless otherwise stated:
Hospital Room & Board Average Semi-Private Room Rate
Local Ambulance URC when results in hospitalization
Hospital Indemnity $100 per day in addition to all other benefits
Intensive Care Unit URC
Outpatient Treatment URC
Acute onset of a Pre-existing Condition Overall Maximum Limit

$25,000 Lifetime Maximum for Emergency Medical Evacuation

Prescription Medication URC
Physical Therapy $50 Maximum per day
All other medical expenses URC
Terrorism $50,000 limit for medical expenses only
The following benefits are not subject to the deductible or coinsurance, unless otherwise stated:
Emergency Dental Accident – URC

Acute onset of pain – $250 Maximum

Medical Evacuation $1,000,000 limit
Emergency Reunion $50,000 limit, Maximum of 15 days
Bedside Visit $1,500 limit
Return of Minor Children $50,000 limit
Political Evacuation $10,000 limit
Accidental Death and Dismemberment Principal sum – $50,000 (18-69 years old)
Common Carrier Accidental Death $50,000 per member (18-69 years old)

Maximum $250,000 for any one family/ group

Repatriation of Remains Overall Maximum Limit
Local Burial or Cremation $5,000
Natural Disaster Benefit Maximum $100 for 5 days
Trip Interruption $5,000 limit
Travel Delay Maximum $100 a day, max 2 days after a 12-hour delay period requiring an unplanned overnight stay
Lost Checked Luggage $500 limit
Pet Return $1,000 to return a pet home if member is hospitalized
Crisis Response $10,000 Maximum benefit per Certificate Period
Personal Liability $10,000 lifetime maximum
Sports Non-contact, leisure, recreational and fitness sports included, along with selected hazardous sports
Hospital Pre-notification Penalty 50% of eligible expenses

 

Atlas America —Travel to the USA

  $50k $100k $200k $500k $1 million
14d-17y $1.36/ day $1.73/ day $1.90/ day $2.28/ day $2.52/ day
18-29 $1.36/ day $1.73/ day $1.90/ day $2.28/ day $2.52/ day
30-39 $1.85/ day $2.56/ day $2.95/ day $3.00/ day $3.22/ day
40-49 $2.73/ day $3.42/ day $3.81/ day $4.29/ day $4.78/ day
50-59 $4.07/ day $5.13/ day $6.29/ day $6.77/ day $7.25/ day
60-64 $4.75/ day $6.23/ day $8.20/ day $8.49/ day $9.06/ day
65-69 $5.38/ day $6.89/ day $9.15/ day $9.44/ day $10.07/ day
70-79 $7.75/ day $9.92/ day N/A N/A N/A
80+* $12.34/ day N/A N/A N/A N/A

The following list contains a summary of the plan exclusions. Charges for the following treatments and/or services and/or supplies and/or conditions are excluded from coverage:

  • Routine pre-natal care, Pregnancy, child birth, and post natal care.
  • Chargesfortreatmentofanycondition(s)whenthepurposeof departing the Home Country was to obtain treatment in the destination country/countries.
  • ChargesnotpresentedtoUnderwritersforpaymentwithin 60 days beginning on the last day of the Certificate Period.
  • Treatment not administered by or under the supervision of a Physician.
  • Investigational, Experimental or for Research purposes.
  • Treatment of obesity or weight modification.
  • HIV, AIDS or ARC, and all diseases caused by and/or related to HIV.
  • Dental Treatment, except for Emergency Dental Treatment 
as covered under the plan.
  • Vision and hearing tests and examinations.
  • Diagnosis, testing or treatment of the temporomandibular joint.
  • Medical expenses for Injury or Illness resulting from Amateur Athletics, 
Contact Sports, intercollegiate, interscholastic, intramural, extreme and club sports or athletic activities and Professional
Sports including practice.
  • Injury sustained that is due wholly or partially to the effects of intoxication or drugs.
  • Self-inflictedInjuryorIllness.
  • Sexually Transmitted Diseases and conditions.
  • Routine medical examinations.
  • Diagnosis or treatment by a chiropractor.
  • Charges resulting from or occurring during the commission 
of a violation of law by the Member.
  • Diagnosis, testing, treatment or supplies for the feet.
  • Diagnostic testing or procedures, services, supplies, and treatment 
for hair loss.
  • Pre-existing Conditions, except as covered under the table of benefits.
  • Organ or Tissue Transplants or related services.
  • Diagnosis, testing or treatment for skin conditions.
  • Diagnosis, testing, or treatment of all forms of cancer / neoplasm.

Please view the full plan certificate on our website for a complete list of benefits and exclusions.

Related services

Our Partners

  • North Sydney College English
  • Kings Education
  • Flywire
  • Inus
  • ATS
  • Allianz
  • AHM
  • Bupa
  • Vodafone
  • Global Experience
  • Medibank
  • Study Group
  • Navitas